Sign up as an i5CREDIT merchant.
Your customer completes a quick online application.
Our bank approves up to $3,500 in financing in minutes!
Tired of giving the bank part of your sale?
SIGN UP for 0% MERCHANT POINTS! SAVE THOUSANDS in financing fees.
Does your finance company have a high turndown rate?
Finance companies favor “A” credit consumers. Our patented lending process approves your customers based on their ability to pay.
Are your customers paying huge finance charges?
Leasing and finance companies charge 50%-187%. We offer a 15% MAX RATE, 90 days same as cash and NO prepayment penalty!
i5Credit provided the financing solution my roofing company needed to gain more customers. It’s a win-win. Now I’m able to help people in my community that have credit problems to get instant financing and the full payment for my roofing services is quickly deposited into my bank account.
TONY M., ROOFER Temecula, CA
My old finance service deducted a 10% discount fee for each of my patients’ payments. But I replaced them with i5Credit no credit check financing. Now my dental practice pays 0% discount fees and is saving thousands of dollars each month.
DR. REYNOLDS, DENTIST Sherman Oaks, CA
My auto transmission shop was losing about ten high ticket repairs each month until I started offering no credit check financing. Thankfully, since helping customers pay for transmission repairs over time, our monthly business revenue increased over 30%.
CHRISTOPHER J., AUTO MECHANIC New York, New York
i5Credit allows us to approve more sales. Since we enrolled with no credit check financing, we’ve been selling a lot more wedding dresses. Our customers also love that the financing charges are lower than most credit card interest rates.
LAURA S., BRIDAL STORE MANAGER Silver Spring, MD
OUR LOW-COST FINANCING ALTERNATIVE INSTANTLY APPROVES YOUR CUSTOMERS WITH NO CREDIT CHECK!
No Credit Pull
90 Days Same As Cash
Rates As Low As 9%
Up to 12 Month Term
Instant Online Approval
0% Merchant Points
Earn 100% of Sale
No Monthly Minimums
High Approval Rate
Accept Bad Credit
High Approval Rate
Get more customers and patients approved.
Affordable Solution
Offer consumers suitable financing plans.
Increase High Ticket Sales
Let customers pay over time for high ticket purchases.
Attract New Customers
Advertise low-interest financing with no credit check!
Did you know a $1,000 credit card sale could cost your customer $2,000? On top of possibly paying an interest rate as high as a 29.99%, $75-$125 in annual fees and $75-$125 in annual servicing charges, add compound interest plus the daily rate and the average balance, and the cost could be as much 100% in true interest if the consumer makes payments according to the bank’s schedule. Not to mention that to process the sale you’d need to pay as much as 1.7% to 6% in credit card merchant points. In contrast, with our option everyone pays LESS. The buyer can pay 0% interest up to 90 days or a fixed interest rate as low as 9%. Plus, the merchant benefits from 0% Discount Points, keeping 100% of the sale!
Leasing or rent-to-own companies could charge an effective rate between 80-120%, which can cause a $1,000 sale to really cost $1,800 based on a $1,000 bank approval and $800 in fees paid to the bank. In contrast, we give the buyer a low-cost payment plan with a maximum 15% interest rate lower than most credit cards. The buyer also gets 90 days same as cash. Compared to leasing or a rent-to-own sale that can double after 90 days, our option not only allows the buyer to pay off the net cash price within 90 days or after 90 days, to pay a maximum interest rate of 15%.
Applying for loans is time-consuming and can cause multiple hard inquiries on your credit report. Each inquiry can drop your credit score by 7-10 points. Moreover, there’s no guarantee your loan application will get approved or that the bank will issue you a loan based on the entire purchase price. In contrast, our application process requires no paperwork and provides instant online approval. Plus, the amount approved equals the purchase price of your sale. You get a higher approval rate and more profits.
Any consumer, who can afford to pay the loan amount in 3-12 months at a FIXED rate of 9% to 15% can get approved. Final approval and payment terms are based on employment and banking characteristics.
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